Unsecured business loans

Generally a quick way to get a cash injection for almost any purpose, and usual terms would be to borrow from £5k to £350k over 6 months or up to 5 years. Obtaining an unsecured business loan depends on your business’s revenue or creditworthiness.

Secured business loans

Secured business loans are a great option if you need a larger capital sum. Usual terms would involve You can borrowing from £25k up to £1m, over a term of 3 months or up to 10 years. Secured business loans can often convert to longer terms without the need to re-arrange funding.

Business cash flow funding

Funding options to suit your business and improve your day-to-day cash flow funding. We’ll suggest the cash flow facility that suits your business from the options below.

• Invoice financing - We work with several Invoice financing providers that can assist with improving cash flow, paying employees and suppliers through borrowing money against the amounts due from your customers. This can be done through Confidential invoice discounting or single or selective invoice finance

• Confidential invoice discounting – Can help your business to release up to 95% of the invoice value, using invoice factoring or confidential invoice discounting. Eliminate the hassle of chasing customers for payment. Our contacts can assist by talking you through the invoice financing facilities available, to make sure you choose the right option for your business.

• Single or selective invoice finance - Single or selective invoice finance can provide a large cash boost to overcome a specific project that needs funding, or to address seasonal fluctuations. You receive the funds from the single or selective invoice without waiting for customers to pay, helping you to raise working capital for your business.

• Export finance - We have found that export finance can provide significant comfort to both buyers and sellers in a business finance transaction as export finance can be a guarantee of payment from a customer when goods are exported. Export finance is looked at and reviewed on a case by case basis so we can put you in contact with export finance experts to discuss your case.

• Trade finance services - Trade finance can be used for UK and international trade transactions. It enables you to buy, receive and sell goods before payment is made. Trade finance can help bridge the gap between supplier payment and customer payment. Our trade finance expert contacts can help you find the best sources of trade finance.

• Contractual finance - Otherwise known as project financing, this is when funding is arranged on uncertified payment applications – for example, involving main contractors, government departments or agencies. Loan facilities can fund implementation of a contract until completion. Our contacts can work with you to create the ideal finance solution to give you the support and confidence to focus on your business.

• Equipment and asset finance - Spread the cost of acquiring finance for equipment, boost working capital and free up cash buried in assets. We work with a number of different Asset Finance lenders and if your business depends on essential equipment day-to-day then we can help you to find funding for new or used equipment without large upfront costs. All types of equipment can be purchased including manufacturing equipment, warehouse systems, commercial vehicles, catering equipment and machine tools to name but a few. If your business already owns machinery, vehicles or other equipment that have a resale value, you can refinance existing equipment and free up cash held in depreciating assets.
  

We can assist you in securing business finance and funding for all types of businesses as we work with specialist lenders to give you the widest choice and the best deals on our equipment and asset finance options.

Contact us using the form below or call 01202 880 384

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